The following was an unsolicited client comment regarding a very interesting article that appeared in the Wall Street Journal! The client said this Wall Street Journal article hit close to home. Its about a family in Maryland (a construction family) with all their millions who failed to have a simple stipulation agreement as to how matters would be handled between members of their family when shopping for bank and investment advisors. When my client read this article, he said that, "... they should have consulted with your firm and you could have navigated these treacherous waters for them!!! I am in awe that this family did not have a legal team like we have! It is unbelievable! You may want to keep this article and provide it to future clients as to real pitfalls with estate and business planning and how to navigate these issues." A. W.